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Every small business deserves a finance team.

Small businesses generate nearly half of the economy, but most still run without a finance function. Wurthy gives them one: a live financial picture, AI agents that move finance work forward, and human oversight for the decisions that matter.

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The finance operating layer for small business.

Wurthy turns disconnected business systems into a verified operating state across cash, AR, AP, liquidity, and the ledger. From there, Wes and specialized agents help the business act faster while the accountant of record validates the important decisions.

Connect once

Connect the systems your business already runs on.

Wurthy connects to accounting, banking, billing, payroll, payments, and operating tools, then keeps the data synced into one live financial picture. No migration. No rip-and-replace. Just the foundation for better decisions and better advice.

  • Secure OAuth connections (no stored credentials)
  • Read-only access — no screen-scraping, no risk
  • AES-256 encryption for all data in transit and at rest
  • Live data sync — no manual pulls
Human in the loop

AI execution with accountant-grade oversight.

Wurthy is designed so agents can do the work, while material financial decisions route to the business owner, advisor, or accountant of record. The result is speed without losing accountability.

  • Agents explain their reasoning before acting
  • Financial decisions require explicit approval
  • Full audit trail of every action taken
  • You set the automation boundaries
The agent environment

Wes keeps the close moving.

Wes matches transactions, flags missing receipts, drafts close memos, prepares collection follow-ups, and surfaces cash or margin issues for review. He does the prep and follow-through that usually gets buried between month-end meetings.

  • Forecast cash flow & flag gaps before they happen
  • Reconcile transactions & repetitive book-keeping tasks
  • Generate reports & surface insights on demand
  • Monitor business health in real time
Wurthy Card

One finance system. Human-verified. Always on.

Wurthy helps small businesses understand what is happening now, take action sooner, and access better financial options through live, verified business data.
wurthy
True Credit
SMBs
Receivables + health
Full controls + AI
Growth + flexibility
brex
Charge
VC startups
Cash in bank
Budgets, reports
Perks only
ramp
Charge
Large firms
Cash in bank
Budgets, automation
Cost cutting
Card Type
Built For
Limit Basis
Spend Tools
Value to SMBs
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Every small business deserves a finance team. Wurthy makes it possible.

F.A.Q.

An AI agent is software that thinks and works for you — analyzing your data, automating routine tasks, and helping you run your business smarter.
Yes. Wurthy connects to more than 3,000 apps across your financial and operational systems — far beyond what typical AI add-ons can access. With a truly unified view of your business, Wurthy’s AI can automate more, predict earlier, and give you insights that no isolated tool could ever provide.
Wurthy’s AI agents work behind the scenes to automate tasks, analyze your financial data, and surface insights you might miss. They forecast cash flow, flag risks, reconcile transactions, and recommend actions — always explaining their reasoning so you stay in control.
No. Wes isn’t a chatbot — he’s an AI operator. Beyond answering questions, Wes analyzes your finances, automates tasks, forecasts cash flow, tracks spend, and recommends actions to keep your business on track.
Wurthy’s agent is built to operate, not just chat — automating tasks, analyzing your finances, and surfacing clear actions with transparent reasoning.
Yes. Wurthy’s AI agent supports your decisions, not replaces them. It automates routine work, analyzes your financial data, and recommends actions — always explaining why. You stay in control, and nothing happens without your approval.
Wurthy’s AI agent acts like a full-time operator for your business — automating tasks, managing finances, forecasting cash flow, tracking spend, and highlighting opportunities or risks you might miss. It takes work off your plate so you can focus on running and growing your business.
No. Wurthy’s AI only automates tasks you’ve explicitly enabled. For anything that affects money — like spending, billing, or credit — the agent provides recommendations and waits for your approval.
Wurthy’s AI never moves money, makes irreversible decisions, or replaces expert guidance. Its job is to automate what slows you down, reveal opportunities you might miss, and give you the clarity to build a healthier, more resilient business.